Our Commitment to Transparency
How 60:40 Escrow Works
StayIndia utilizes a secure, automated escrow system to ensure funds are handled with total transparency:
- Unified Collection: Payments are held securely in our escrow account from the moment a guest confirms their booking.
- The Split: Upon successful check-in, our system automatically executes a 60:40 split of the collected tariff.
- Payout Disbursement: The host's 60% share is earmarked for immediate disbursement to their registered UPI ID, while our 40% service fee is retained for platform operations.
Zero-Fee UPI Settlements
We leverage the power of the UPI ecosystem to ensure hosts maximize their earnings:
- Direct Bank-to-Bank: Settlements occur directly between accounts, removing unnecessary intermediaries.
- No Hidden Deductions: By avoiding traditional credit card processing fees at the payout stage, hosts receive the full 60% of their earnings without commission leakage.
- Instant Liquidity: UPI allows for near-instant transaction finality, ensuring hosts get their funds significantly faster than traditional banking cycles.
Host Trust & Safety Guarantee
Your peace of mind is our priority through robust verification protocols:
- KYC-Linked Verification: Payouts are exclusively triggered to UPI IDs linked to verified KYC profiles to prevent fraud.
- Immutable Payment Records: The payout destination is locked to the booking record at the time of reservation, ensuring payments always reach the intended account.
- Protected Escrow: Funds remain under escrow protection until check-in is verified, ensuring a fair resolution window for both guests and hosts.